Margins, General Expenses and Efficiency of Spanish Cooperative Banks (2001–2010)Subtitle as needed
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Autor
Millán de la Lastra, José Ramón
Editor
GV-conferenceFecha
2013Materia
MarginsGeneral expenses
Operational efficiency
Cooperative banks
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The objective of this study is to analyze and
evaluate the margins, general expenses and efficiency in the
sector of Spanish cooperatives banks during 2001–2010. This
study is based on an analytical development in the process of
change that occurred in the financial sector, specifically with
the deposits, during the mentioned period.
In this regard, it was found that the advantages that the
cooperatives banks had obtained in the past, which had made
them competitive, decreased during the current crisis. The
basic and ordinary spread of these institutions has been
overcome by the margins of commercial banks